10 Countries Where You Can Retire With 150k
By Jen Barnett, Co-founder, Expatsi
October 13, 2023 · Updated November 12, 2025 · 2 min read
The median amount that Gen Xers have saved for retirement is $40,000, with as few as seven years left before reaching the retirement age of 65. The good news is that with a little hard work, you can still find a comfortable retirement abroad.
In these countries, you can fully retire with $150,000 in savings, or even less if you collect social security payments.
Panama
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You can retire in Panama on a Pensionado visa if you have monthly retirement income of $1,000 or $100,000 in savings. Up in the Chiriquí highlands, Boquete has spring-like weather and coffee farms on the hillsides.
Mexico
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You can get temporary residency in Mexico with savings of about $60,000 and renew it until you have permanent residency. Retirees who put safety first often start in Mérida, the capital of Yucatán.
Vietnam
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Vietnam doesn’t have a designated retirement visa, so expats make regular “border runs” to reset their stays. It’s worth it for the cost of living – one of the lowest in the world.
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Costa Rica
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You can retire in Costa Rica if you have monthly retirement income of $1,000.
Portugal
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You can retire in Portugal if you have monthly retirement income of €760 (about $800).
Bolivia
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You can retire in Bolivia if you have monthly retirement income of about $300. Cochabamba, nicknamed the City of Eternal Spring, keeps the weather mild.
Philippines
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You can retire in the Philippines if you have monthly retirement income of about $800.
Slovenia
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You can retire in Slovenia if you have monthly retirement income of about $1,000. As a bonus, Slovenia is ranked in the top 10% of countries for both safety and quality of healthcare.
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If retiring in the U.S. feels unattainable, there are options for moving abroad that may be within your budget.
Best Places to Retire in the World: 15 Countries for American Retirees
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While US citizens have traditionally lagged behind other countries in moving abroad, the trend seems to be shifting.
➤ Best Places to Retire in the World: 15 Countries for American Retirees
Countries That Don’t Tax Social Security
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For many Americans looking to retire abroad, living well on a fixed income ranks among their highest priorities.
➤ Hands Off My Check! These Countries Don’t Tax Social Security