Buy a home in Mauritius and live there for as long as you own it
Spend at least $375,000 in an approved development and you, your spouse and your children under 24 can live and work on the island. Here's what it costs and where buyers get caught.
Checked against the Economic Development Board's own guidelines and the 2026 Finance Act, as of September 2026.


Who it fits
For money that's sitting in savings, not arriving monthly
This route suits Americans with capital to put into a home: a house sale, savings or investments. Living on a pension instead? The Retired Non-Citizen permit asks for $2,000 a month in transfers, not a purchase.
The requirements
Residence Permit through Property Purchase (IRS / RES / PDS / Smart City)
Buying a home worth at least US$375,000 in an approved development scheme gives you and your dependents a residence permit for as long as you own the property. Holders do not need a separate work or occupation permit to invest and work in Mauritius, and the property can be rented out.
- Timeline
- Valid while the qualifying property is held
- Difficulty
- Hard
Key requirements
- Purchase of residential property of at least US$375,000 in an approved IRS, RES, PDS or Smart City Scheme project
- Application for the residence permit through the EDB, including the US$50 application fee
- Covers the buyer and dependents
The numbers that decide it (September 2026)
$375,000
Minimum purchase that comes with residence
approved schemes only
5%
Registration duty on the price
a planned 10% rate was repealed
85%
Paid to the developer in rupees
first sales, since December 2024
$50
EDB application fee
nonrefundable, since December 2025
6.5 to 7.5%
All-in buying costs on top of the price
buyer's agent estimate
4 to 6 months
Typical residence application
agents' estimate, not official
How it works
From reservation to residence permit
You buy through the scheme's developer, and that company files your residence application with the EDB. The permit is issued once your deed is registered with a notary.
- Pick a home in an approved IRS, RES, PDS or Smart City project (new projects are PDS; IRS and RES homes are mostly resales)
- Send the money from abroad; on first sales, 85% is converted and paid in rupees
- Get medical certificates for everyone and police certificates for anyone over 18, each less than 6 months old
- The developer files your application and pays in the $50 fee
- Sign and register the deed; the permit follows
What the permit gives you, and what it doesn't
Work and invest
No separate occupation or work permit needed to work or invest in Mauritius.
Family included
Your spouse and children under 24 get permits too.
Rent it out
You can rent the home and send sale or rental money abroad without restriction.
No renewal clock
The permit lasts as long as you own the home. Sell it and the permit ends, and the EDB wants written notice 30 days before.
Tax residence isn't automatic
It starts at 183 days in a July-to-June tax year, or 270 days across three years.
Not a passport
A residence permit doesn't make you a citizen, and naturalization is at the minister's discretion.
Older guides get these wrong
Since December 2024, first-sale buyers pay 85% of the price in rupees, and above $750,000 you must bring in the first $750,000 yourself before a local bank can lend the rest. The 2025 Finance Act closed the side door that let permit holders buy outside the schemes and set a 10% duty for July 2026. The 2026 Finance Act put it back to 5% before it took effect.
Partners for the money, tax and health pieces

Moneycorp
Currency Exchange
A currency exchange and international payments firm. Handy when most of a purchase price has to land in rupees.

MyExpatTaxes
U.S. Expat Tax Service
Files U.S. tax returns for Americans living abroad.

Plan-B Outbound Migration
Multi-Country Visa Support
A consultancy for residence and citizenship planning across several countries, useful when you're comparing property routes.

Hunter Schultz
Healthcare Coach
A healthcare coach who helps you judge whether care where you're moving covers what you need.

ExpatInsure
Global Health Insurance
Matches you with an international health insurance plan.
Mauritius property residence: your questions
Will I pay tax in Mauritius if I buy a home there?
Owning a home doesn't make you tax resident by itself. You become resident after 183 days in Mauritius in a tax year (July to June) or 270 days across three years. Residents pay Mauritian tax on foreign income only when they bring it into the country, and there's no capital gains, inheritance or wealth tax. The U.S. still taxes you as a citizen, and there's no U.S.-Mauritius income tax treaty.
Can my spouse and children live in Mauritius on my property residence permit?
Yes. Your spouse and children under 24 can get residence permits as your dependents. The EDB's guidance for this route doesn't list parents, so check with the EDB before planning to bring one.
How much do I have to spend on property in Mauritius to get residence?
At least $375,000, or the equivalent in another convertible currency, on a home in an approved IRS, RES, PDS or Smart City project, as of September 2026. Foreigners can buy some cheaper homes, such as Ground+2 apartments and lower-priced PDS units, but those don't come with a residence permit. Buyer's agents put duty, notary and agency fees at roughly 6.5% to 7.5% on top of the price.
Does buying property in Mauritius lead to citizenship?
Not on its own. A residence permit doesn't make you a Mauritian citizen, and naturalization is at the minister's discretion. After five years on a residence or occupation permit, you may be able to apply for a 20-year Permanent Residence Permit, so ask the EDB how a property permit counts toward it.
Is the registration duty for foreigners buying in Mauritius 10%?
No. As of September 2026, foreign buyers in the approved schemes pay 5%. The 2025 Finance Act scheduled a rise to 10% from July 2026, but the 2026 Finance Act reversed it before it took effect. A separate 10% duty on certain Ground+2 apartments on State Land is paid by the seller, not the buyer.
Can an American get a mortgage to buy property in Mauritius?
Only for part of the price on a new home. On first sales above $750,000, the first $750,000 must be your own money sent from abroad, and a local bank can lend the rest, repaid in foreign currency. Resales fall outside these rules, so ask your bank and notary what applies.
How long does the Mauritius property residence permit take?
The EDB doesn't publish a processing time. Buyer's agents report 3 to 6 months for EDB approval of the purchase and 4 to 6 months for the residence application. Medical and police certificates must be less than 6 months old, so order them close to filing.
What happens to my Mauritius residence permit if I sell the property?
It ends. The permit is valid only while you own the qualifying home, and you must give the EDB written notice 30 days before the sale. If you want to stay, line up another permit, such as the Retired Non-Citizen permit or an occupation permit, before you sell.
Can I work in Mauritius on a property residence permit?
Yes. Holders don't need a separate occupation or work permit to work or invest in Mauritius. The EDB's guidance doesn't spell out whether a dependent spouse can also take a job, so confirm that before counting on a second income.
Other ways to live in Mauritius
The Mauritius Investor Permit: put $100,000 into your own company and live there for 10 years
It's a work-and-residence permit for people who'll run the business day to day. The real test comes later, when your company has to hit turnover targets in year three and year five.
Mauritius Occupation Permit (Professional): the work permit for Americans with a job offer on the island
A Mauritian employer, a basic salary of at least MUR 50,000 a month (about $1,050), and you get one permit to live and work for up to 10 years. Here's what it costs, how long it takes, and where it gets hard.
The Mauritius Premium Visa: a free year on the island for people paid from abroad
Show $1,500 a month from outside Mauritius, apply online from home, and stay up to a year at a time, renewable. The one hard rule: no local job.
Retire to Mauritius at 50+: the 10-year permit, in plain numbers
Bring in $2,000 a month from your pension, Social Security or savings, and Mauritius gives you a renewable 10-year residence permit you apply for online.
Run your own service business from Mauritius on a 10-year permit
Bring in $50,000, land two Mauritian clients, then grow to MUR 2 million (about $42,000) a year by year three.
Weighing Mauritius against other places to buy?
Take the free Expatsi Test and see how Mauritius compares on cost, healthcare, climate and safety.
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