Panama Pensionado Visa
One of the world’s most generous retiree programs — discounts included.
Pensionado Visa
Designed for retirees, this visa requires proof of a guaranteed lifetime pension. It offers permanent residency and access to various discounts and benefits in Panama.
- Government cost
- $800
- Processing time
- ~60 days
- Timeline
- Permanent
- Difficulty
- Easy
Key requirements
- Proof of lifetime pension of at least $1,000 USD per month
- Valid passport
- Police clearance certificate
- Health certificate
- Proof of economic ties or income
About this visa
Retire to Panama
The Pensionado program rewards retirees with a low income bar and famous lifestyle discounts on travel, healthcare, and more. It’s a top choice for Americans retiring on a pension.
Scout Panama before you commit
Panama City / Coronado / Boquete: Aug 2026
Panama is one of the most attractive destinations for Americans looking to move abroad, offering modern infrastructure, a U.S. dollar-based economy, and some of the most welcoming residency programs in the world. This trip gives you a firsthand look at the country's diverse regions, thriving expat communities, and the lifestyle that makes Panama an ideal place to live, invest, or retire.
From $2,999
Panama City / Coronado / Boquete: Nov 2026
Panama is one of the most attractive destinations for Americans looking to move abroad, offering modern infrastructure, a U.S. dollar-based economy, and some of the most welcoming residency programs in the world. This trip gives you a firsthand look at the country's diverse regions, thriving expat communities, and the lifestyle that makes Panama an ideal place to live, invest, or retire.
From $2,999
Panama partners who can help
From people who made the move
“We went from dreaming to boarding passes in under a year. Worth every penny.”
Dana R.
Expatsi member
“Expatsi turned 'someday' into a real plan. The visa paperwork was the part I dreaded, and they walked us through every step.”
The Hendersons
Moved abroad with Expatsi
Questions, answered
Can Expatsi help with the paperwork?
Yes — we connect you with vetted local partners and give you a step-by-step plan so nothing falls through the cracks.
How long does a move abroad take?
Most members plan on several months to a year from decision to arrival, depending on the country and visa.
How do I choose the right visa?
It depends on your income, goals, and timeline. Expatsi matches you to the paths you actually qualify for — and the partners who handle them.
Other ways to move to Panama
Go deeper on Panama inside Expatsi
Cost of living, neighborhoods, healthcare, and your step-by-step plan — members only.